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The Korean American Association of Realtors and Lenders of Northern California (KARL), committed to facilitating in word and in deed the exchange of professional knowledge among realtors and lenders for the mutual prosperity of members and the Korean American community, hereby pledge the following:
1. We abide strictly by the Code of Ethics of the National Association of Realtors
2. We serve our clients always with respect and honesty
3. We consider foremost the benefits to our clients above our own
4. We deal with complete transparency with respect to all relevant facts so that the client can make an informed decision
5. We hold ourselves to a higher moral and ethical standard than the mere legal standard, through tireless self-development, to exceed the mainstream specialist knowledge among our professionals
6. We strictly prohibit excessive competition, vague or misleading advertisement, and public disparagements or other actions that harm the alliance of members
7. As we respect the right for clients to select the professional that is right for them, we also promote client management and customer selection among our association members to avoid wasted efforts
8. We take the lead in promoting and patronizing Korean American owned businesses and endlessly strive to earn lifetime-loyal customers
KACS was founded in November 1979 by Hee Shik Kim, a County social worker, and Young Ja Kim, with the help of Michael Kim, another County social worker. Because of their background in social work, the three Kims understood the social and economic challenges that Korean Americans faced at the time. With the help of 20 generous volunteers, they embarked on a mission to provide the much needed social and community services to the approximately 10,000 Korean Americans then living in Santa Clara County. While KACS has no religious affiliation, its first office was located in a small bank office at the West Valley Korean Presbyterian Church located at 460 S. Cypress Avenue in San Jose.
In the early years, KACS focused on serving the needs of recent immigrants and first-generation Korean American seniors. These two groups were particularly vulnerable because of their limited English language proficiency and social isolation from mainstream American society. 42 years later, we have more than 500 members, serve Korean lunch to 50 to 60 seniors daily, and provide over 35,000 units of combined services annually.
The mission of KACS is to improve the quality of life for all Korean-Americans in Santa Clara County, with a focus on those who are vulnerable including seniors and low-income individuals.
KACS accomplishes this mission by increasing access to existing community resources and providing opportunities for community involvement and civic engagement.
Our vision is that all Korean-Americans in Santa Clara County would achieve their full potential by accessing the services and resources they need in the community, embracing their own ethnic identity and cultural heritage, and be civically engaged in the greater local community.